Affordable four-season Lake Champlain living with lake views, private beach access, & an included boat mooring! Nestled in one of Colchester's most desirable lakeside communities, just steps from the water & minutes from the Colchester Causeway, this exceptional home offers the perfect blend of waterfront lifestyle & everyday convenience. Enjoy boating, kayaking, paddle boarding, swimming, fishing, cycling, and spectacular sunsets all summer, with cross-country skiing, snowshoeing, & year-round recreation right outside your door. Just minutes to Burlington, schools, shopping, restaurants, & UVM Medical Center. The open-concept main level is ideal for everyday living and entertaining, featuring a chef's kitchen with quartz countertops, stainless steel appliances, a large center island, & spacious living and dining areas that open to a lake-facing covered porch. A first-floor bedroom and full bath offer flexible living options for guests or multigenerational needs, while the oversized two-car garage provides exceptional storage for vehicles and outdoor gear. Upstairs, the open loft is perfect for a home office or additional living space. The finished walkout lower level features a second family room, bedroom, full bath, and bonus room ideal for a gym, hobby room, or playroom. Outside, enjoy a private backyard complete with an outdoor bar, fire pit, raised garden beds, & space to gather after a day on the lake. Your private boat mooring makes it easy to get out on Lake Champlain whenever the mood strikes. Meticulously maintained and move-in ready, this home also features a new on-demand hot water system (2026), whole-house Generac generator, energy-efficient heat pump for heating and cooling, central vacuum, premium Inspired Closets systems, & hardwood flooring throughout. Whether you're searching for a year-round home, vacation retreat, or the perfect place to enjoy the Lake Champlain lifestyle, 440 Mills Point Road offers an exceptional opportunity.